My budget
Every euro of your net pay in its place.
Your budget starts from your net pay. We work it out from the salary in your profile, with the bonuses in their months.
Your profile stays in this browser. You create no account, and we send nothing anywhere.
Each bar is the net pay of the month, less the plan, less the bills that do not come every month, less savings. Below the line, the month falls short. The dotted line shows what builds up by each month.
Month by month
| Month | Income | Plan | Bills | Savings | Left | Running total |
|---|
How the budget works
A zero-based budget gives every euro a job. When no euros are left to assign, your plan is complete.
Each category is an envelope. The bar shows what you spent this month out of what the envelope holds. Turn on carry-over in your profile, and what is left moves to the next month.
The 50/30/20 rule gives half of your net pay to needs, 30% to wants and 20% to savings. You can set your own split in your profile.
The plan from the average household splits spending by the shares of the 2025 Household Budget Survey of ELSTAT, the Hellenic Statistical Authority. The rent in your profile goes in first.
A hidden category leaves the plan and the lists of choices. Its expenses stay where they are, and Undo brings it back.
A bill that comes every 6 months needs one sixth of its amount each month. Then the month it falls due does not empty your account.
We suggest a plan based on a month without a bonus. Your bonuses and other income show in the cash flow, in their months.