Month Wealth My profile

My money

Your month and your wealth, on one page.

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HelloYour month

New expense Bills The plan The report

Net pay this month -

Spent -

Left until payday - -a day

Net worth -

Bills in the next 14 days- Bills

The month that ended Previous month

Came in-

Spent-

Set aside-

Left over-

Close the month

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Your cards

The cards on this page

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Your month

Where your money goes this month.

How the month is goingThis monthForecastPrevious

Up to today-

Same days before-

Difference-

Month forecast-

The month day by day

lessmore bill

No-spend days-

Most expensive day-

Spending by categoryThe plan

the planthe same days before

Where you spendThe year

Upcoming bills14 days

Add an expense

€

Category Paid by

Note

Plan and goals

How you reach your goals, month by month.

What is left each monthPer monthRunning total

Left in 12 months-

Toughest month-

Best month-

Your month under your rule

GoalsAll

FutureThe plan

Wealth and debts

What you own, after what you owe.

Net worthAll

DebtsThe plan

Your financial health

How solid your finances are, and what to change.

Financial health -

Savings -

Goals -

The 30% card rule -

What is worth changingAll

What changed for youAll

Special maternity leave reaches more mothersJoint ministerial decision 19794/2026 The rent refund reaches more householdsLaw 5313/2026 Public sector base salaries rise from 1 April 2026General Accounting Office circular 54692/2026 The minimum wage rises to €920Joint ministerial decision 8934/2026 The national pension rises to €446.87Circular F.80020/7757/2026 Contributions for the self-employed rise by 2.5%e-EFKA circular 6/2026 The contribution ceiling rises to €7,761.94e-EFKA circular 4/2026 New tax scale for 2026: less tax for parents and young peopleLaw 5246/2025 The heating allowance for winter 2025 to 2026Joint ministerial decision A.1151/2025

Your calculations

What you calculate often, one click away.

Your pinned tools

A tool for your finances

Gross to netYour 2026 net pay from your gross Net a month · with your details

Net to grossThe gross that gives the net you want

Employer costPay, employer contributions and bonuses Cost a month · with your details

Minimum wageThe net of €920 for every family

Hourly payFrom monthly pay to the day and the hour Gross hourly pay · with your details

Pay riseThe rise in gross and in net

Part-time workFour hours, six hours, or the hours you work

OvertimeExtra hours, overtime and their premiums

Sundays and holidaysThe premium for Sundays and public holidays

Night workThe premium for the hours from 22:00 to 06:00

Sixth dayThe premium for the sixth day of the week

Public sector payThe single pay scale, by category and grade

FreelanceInvoice, e-EFKA contributions and tax

Where you stand in the marketYour pay against your profession, and where to go next

Compare job offersTwo offers, their net side by side

Christmas bonusIn full, or for the days you worked Net bonus · with your details

Easter bonusHalf a month’s pay for the first four months Net bonus · with your details

Holiday allowanceHalf a month’s pay, for your days of leave Net allowance · with your details

Annual leaveFrom your years with the employer and your working week

Untaken leaveWhat you get for the leave left when you go

Maternity leaveThe days before and after the birth, and the months paid by DYPA

Severance payFrom your years with the employer and the notice

Notice periodThe months of notice before a dismissal

ResignationThe bonuses, holiday pay and leave you are owed

Unemployment benefitThe amount and the months paid by DYPA

Insurance daysFrom your years of work to your days of insurance

PensionYour retirement age from your years of insurance

Heating allowanceThe limits, your area and the amount

Child benefitThe amount from the equivalent income of the family

Rent allowanceThe rent refund and the housing benefit

Maternity benefitFrom e-EFKA and DYPA, month by month

Tax scale 2026The rates by children and by age

Income taxThe tax of the year for an employee

Tax withholdingThe tax your employer withholds each month Withholding a month · with your details

Card spendingThe 30% of income you must spend by card

VATAdd or remove 24%, 13% or 6%

20% withholdingAn invoice for services above €300

Tax prepaymentThe prepayment for the self-employed

Road taxFrom the engine size or the CO2 on the licence

My moneyStart here: your pinned tools, your month, your wealth

ExpensesEvery expense, with tags, splits and import from your bank

BillsBills, subscriptions and instalments, on a calendar

BudgetEvery euro in its place, envelopes and what is left over

ReportYour month and your year in numbers

OptimiserWhere you lose money, in euros a year

Net worthWhat you own and what you owe, month by month

DebtsWhich debt first, how much interest, and when you are debt-free

GoalsHow much to set aside, and when you get there

FutureSavings to retirement and financial independence

My profileSalary, other income, settings and backups

Pin the tools you use often. Tap the pin on one of these, or choose another from the list.

Gross to net
Expenses
Christmas bonus
Budget

Pick up where you left offAll

Gross to net Net to gross Employer cost Minimum wage Hourly pay Pay rise Part-time work Overtime Sundays and holidays Night work Sixth day Public sector pay Freelance Where you stand in the market Compare job offers Christmas bonus Easter bonus Holiday allowance Annual leave Untaken leave Maternity leave Severance pay Notice period Resignation Unemployment benefit Insurance days Pension Heating allowance Child benefit Rent allowance Maternity benefit Tax scale 2026 Income tax Tax withholding Card spending VAT 20% withholding Tax prepayment Road tax

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What you have saved

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Quick calculation

Gross monthly salary €

Net a month-

With 14 salaries, no children, over 30, under the 2026 rules. The full calculation

Your progress

Dec21Mon

This season in 49 days How much is my Christmas bonus?

Your employer pays it by 21 December 2026.

Next steps

New expense

€

Category Paid by

Note

Date

Your money tools

Month

ExpensesEvery expense, with tags, splits and import from your bank
BillsBills, subscriptions and instalments, on a calendar
BudgetEvery euro in its place, envelopes and what is left over
ReportYour month and your year in numbers
OptimiserWhere you lose money, in euros a year

Wealth

Net worthWhat you own and what you owe, month by month
DebtsWhich debt first, how much interest, and when you are debt-free
GoalsHow much to set aside, and when you get there
FutureSavings to retirement and financial independence

You

My profileSalary, other income, settings and backups

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